WORLD WORLDWIDE SPAIN News Journal Update - (en) Spaine, CNT, #433: Company Pension Plans: With or without anesthesia? - Ana Siguenza (ca, de, it, pt, tr)[machine translation]

 With the arrival of Escrivá to the "most progressive government in history"

nothing good awaited us, given his work past full of ideas about pensions that do
not coincide with ours. ---- It is no coincidence that Social Security was
separated from Labor: it makes it difficult to monitor the maneuvers against the
Public Pension System (Social Security), making private plans in the hands of
investment funds more attractive, this time with tools collective bargaining
(Labor). A great idea from Sánchez? From Escriva? ---- Escrivá, as minister, has
the opportunity to apply his proposals as president of AIRef, such as that
"Opinion on the sustainability of the Social Security system", from 2019. Retake
the reforms in the calculation parameters that the PSOE approved in 2011,
implying a cut in benefits potentially greater than the criticized Sustainability
Factor of the PP and raising the real retirement age, making early retirement
difficult. A charm.

AIReF -to "improve the sustainability of the system"- chose to increase the years
for pension calculation: from 25 to 35 years, cutting your future pension. And
attack disability benefits: make it more difficult to achieve disability and that
these people "redirect their career" towards sectors where they can "continue"
working. What has been said, a charm, for those of us who know the world of work:
you acquire disability because work is not normally health and they do not give
you work if you are over 45, so as to contribute ten more years....

Decapitalize the Public Pension System, making it look like an accident: so that
the prophecy that it is not viable is fulfilled. It is as if the
clairvoyant-predicting that you will bleed to death-sticks the knife to the hilt,
saying: See how true my prediction was?

A fund that is publicly promoted but managed by the private sector?
It is what has been approved.

With the national sovereignty that characterizes us and as the European
Commission required its approval before June 30 to receive the following aid, Law
12/2022, of June 30, regulation for the promotion of employment pension plans,
which modifies the revised text of the Law for the Regulation of Pension Plans
and Funds, approved by Royal Legislative Decree 1/2002, of November 29, appeared
in the BOE just in time.

In its preamble (quoting Airef) it cynically states: "without this implying any
detriment to the public pension system, but rather a reinforcement of it".

In short, what is approved is a unique article that changes the Law for the
Regulation of Pension Plans and Funds, RDL 1/2002, of November 29, adding a juicy
chapter XI, on publicly promoted employment pension funds open, pension funds
promoted by the Ministry of I.S.S.M through an ad hoc Promotion and Monitoring
Commission for employment pensions.

Decapitalize the Public Pension System, making it look like an accident: so that
the prophecy that it is not viable is fulfilled. It is as if the
clairvoyant-predicting that you will bleed to death-sticks the knife to the hilt,
saying: See how true my prediction was?

But, be careful, the Ministry does not guarantee the value of the contributions
or contributions made to the pension plan, nor their profitability. Attention,
because they can be integrated into these publicly promoted employment pension
funds (FPEPP):

Simplified employment pension plans (companies included in sectoral collective
agreements, public sector employment, self-employed or self-employed workers,
promoted by associations and working partners and working partners of cooperative
and labor societies) and ,
Defined contribution employment pension plans for the retirement contingency.
He develops the issue of contributions, accrual, deductions, creating a
bureaucratic and labyrinthine business/union court: the bureaucrats of the union
ministries are already rubbing their hands.
PSOE and Unidas Podemos voted with PP, Vox, Ciudadanos and PNV for the legal
process. In the midst of a new electoral campaign, parties that voted in favor in
June want to participate in the October protests.

According to Escrivá, businessmen will save up to €400 per year on Social
Security payments for each head signed up for these plans. These business savings
can mean a hole of up to 4,000 million euros in the public fund, if everything
goes to the top.

sharks that anesthetize

This measure is going to hurt us, hence the anesthesia from the media. Many of
the shark investment funds are major shareholders in banks lobbying governments
to carry out these rights-stealing reforms, but they are also major shareholders
in the media. BlackRock takes the cake. It owns 88% of the shares of the 500
largest American companies and if it were a country, its assets would compete
with the United States or China. It is the company that manages the most money
worldwide. Let's think that even the US Federal Reserve signed their services and
that not only Larry Fink, but his other leaders manage hegemonic investment funds
in the world, present in countless company councils, health conglomerates of all
orders, universities, banks and financial institutions private.

The Public Pension System (SPP) is viable, if it is not burdened with what it is
not. If that public investment in pension funds were made where it should be,
there would be a better future for us. By deducting the contributions made from
the contribution base, your pension will be less. Your right to a pension becomes
a lucrative business for the masters.

They are majority shareholders of Microsoft, Amazon, Apple, Coca Cola, Twitter,
Pfizer, Uber.... On Facebook he is only surpassed by Mark Zuckerberg. He controls
10% of the global economy and is an expert in controlling the tops, signing
former central bank directors, former finance ministers,... with just a snap of
his fingers.

So, yes, they strip rights and anesthetize with the media, because BlackRock owns
between 10 to 20% of the shares of Fox News, Comcast, CBS, Disney. Here he is a
shareholder of Prisa or Atresmedia.

But, what is it that has changed substantially in the paradigm?
The pension issue seemed to be something for older compas. Now that's not enough
anymore, never has been, really.

You don't have to be a lynx to know that individually or collectively, it is a
private plan, outside of social control, which thins the collection of Social
Security, reduces the contribution bases and can reduce your benefit or your
pension, in the event of any contingency, Not just for retirement.

BlackRock takes the cake. It owns 88% of the shares of the 500 largest American
companies and if it were a country, its assets would compete with the United
States or China. It is the company that manages the most money worldwide.

If weakening the public health system is necessary to promote private insurance,
dismantling the public pension system is necessary for private plans to spread.
And as it happens with health and education, "complementing" with private
destroys the public: You let them take away the public and when you need it, you
will not have money for the private.

The paradigm changes because the social movement in defense of the public pension
system is basically made up of pensioners who make themselves heard with
admirable commitment and continuity. They have analyzed, denounced and stopped
what could have caused the debacle, but whose pensions, curiously, are slightly
guaranteed. Now the ball goes to collective bargaining, the fight, if it is not
taken to the center of the union fight, is doomed to failure and this time, the
pensions -of those who are more busy with other things- are not guaranteed,
because their representatives in collective bargaining will contract holy
matrimony with the employers, blessed by the government.

In a hurry, with the ink of the law still fresh, the Resolution of July 23, 2022,
of the General Directorate of Labor, was issued, registering and publishing the
Agreement to modify the VI General Collective Agreement of the sector of the
construction, signed by CC.OO. and UGT, "on behalf of the workers" (Art. 52 and
52.bis), which has to be finalized in December (to the parrot the construction
people) and the Simplified Employment Pension Plan (PPES) has been launched ) for
Self-Employed with ATA and VidaCaixa, on July 21, 2022. They have not waited long.

It hurts everyone, especially in more precarious sectors and especially women
workers. The Public Pension System (SPP) is viable, if it is not burdened with
what it is not. If that public investment in pension funds were made where it
should be, there would be a better future for us. By deducting the contributions
made from the contribution base, your pension will be less. Your right to a
pension becomes a lucrative business for the masters.

A fund that is publicly promoted but managed by the private sector leads us to a
mixed pension system, where our public pension is miserable, even more so than
now, and what will we do then? Well, ask your future self: it will tell you to go
whistling to the demo you could go to in 2022 and attend to the negotiation of
your agreement, watch what they do in your name.

Tiburones que anestesian

Esta medida nos va a doler, de ahí la anestesia desde los medios de comunicación.
Muchos de los fondos de inversión tiburones son principales accionistas de bancos
que presionan a los gobiernos para que acometan estas reformas que roban
derechos, pero también son principales accionistas de los medios. BlackRock se
lleva la palma. Posee el 88% de las acciones de las mayores 500 empresas
estadounidenses y si fuera un país, sus activos competirían con Estados Unidos o
China. Es la empresa que más dinero gestiona a nivel mundial. Pensemos que hasta
la Reserva Federal de EEUU fichó sus servicios y que no sólo Larry Fink, sino sus
otros líderes gestionan fondos inversores hegemónicos en el mundo, presentes en
incontables consejos de empresas, conglomerados sanitarios de todos los órdenes,
universidades, bancos y entidades financieras privadas.

El Sistema Público de Pensiones (SPP) es viable, si no se le carga con lo que no
es. Si esa inversión pública en fondos de pensiones se hiciera donde se debe,
habría más futuro para nosotras Al descontar de la base de cotización las
aportaciones que se hagan, tu pensión será menor. Se hace de tu derecho a la
pensión un lucrativo negocio para los amos.

Son accionistas mayoritarios de Microsoft, Amazon, Apple, Coca Cola, Twitter,
Pfizer, Uber.... En Facebook solo le supera Mark Zuckerberg. Controla el 10% de
la economía global y es experto en el control de las cúspides, fichando a ex
directores de bancos centrales, ex ministros de Hacienda,... con sólo chasquear
los dedos.

Así que, sí, extirpan derechos y anestesian con los medios de comunicación, pues
BlackRock posee entre el 10 al 20% de las acciones de Fox News, Comcast, CBS,
Disney. Aquí es accionista de Prisa o Atresmedia.

Pero, ¿Qué es lo que ha cambiado de sustancial en el paradigma?
El tema de pensiones parecía que era una cosa de compas mayores. Ahora eso ya no
es suficiente, nunca lo ha sido, en realidad.

No hace falta ser un lince para saber que individual o colectivo, es un plan
privado, fuera del control social, que adelgaza la recaudación de la Seguridad
Social, reduce las bases de cotización y puede reducir tu prestación o tu
pensión, ante cualquier contingencia, no sólo por jubilación.

BlackRock se lleva la palma. Posee el 88% de las acciones de las mayores 500
empresas estadounidenses y si fuera un país, sus activos competirían con Estados
Unidos o China. Es la empresa que más dinero gestiona a nivel mundial.

Si debilitar el sistema sanitario público es necesario para potenciar seguros
privados, desmantelar el sistema público de pensiones lo es para que los planes
privados se extiendan. Y como ocurre con sanidad y educación, «complementar» con
privada destruye la pública: Dejas que te quiten la pública y cuando lo
necesites, no tendrás dinero para la privada.

El paradigma cambia porque el movimiento social en defensa del sistema público de
pensiones está integrado básicamente por pensionistas que se hacen oír con
admirable compromiso y continuidad. Han analizado, denunciado y frenado lo que
han podido la debacle, pero cuyas pensiones, curiosamente, están ligeramente
garantizadas. Ahora el balón pasa a la negociación colectiva, la lucha si no es
llevada al centro de la lucha sindical, está condenada al fracaso y esta vez, las
pensiones -de quienes están más ocupados con otras cosas- no están garantizadas,
pues sus representantes en la negociación colectiva contraerán santo matrimonio
con la patronal, bendecido por el gobierno.

A toda prisa, con la tinta de la ley aún fresca, salió la Resolución de 23 de
julio de 2022, de la Dirección General de Trabajo, por la que se registra y
publica el Acuerdo de modificación del VI Convenio colectivo general del sector
de la construcción, rubricado por CC.OO. y UGT, «en representación de los
trabajadores» (Art. 52 y 52.bis), que en diciembre tiene que estar concretado (al
loro la gente de la construcción) y se ha puesto en marcha el Plan de Pensiones
Empleo Simplificado (PPES) para Autónomos con ATA y VidaCaixa, el 21 de julio de
2022. No han esperado mucho.

Perjudica a todas, sobre todo en sectores más precarios y a las trabajadoras
especialmente. El Sistema Público de Pensiones (SPP) es viable, si no se le carga
con lo que no es. Si esa inversión pública en fondos de pensiones se hiciera
donde se debe, habría más futuro para nosotras Al descontar de la base de
cotización las aportaciones que se hagan, tu pensión será menor. Se hace de tu
derecho a la pensión un lucrativo negocio para los amos.

Un fondo que es de promoción pública pero gestionado por el sector privado nos
lleva a un sistema de pensiones mixto, donde nuestra pensión pública resulte de
miseria, más todavía que ahora y ¿qué haremos entonces? Pues pregunta a tu yo del
futuro: te dirá que vayas pitando a la mani a la que pudiste ir en 2022 y
atiendas a la negociación de tu convenio, vigila lo que hacen en tu nombre.

https://www.cnt.es/noticias/planes-de-pensiones-de-empresa-con-anestesia-o-sin-anestesia/
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