Mortgages, loans, debts - these words are known to almost every modern person, no
matter where he lives, no matter what language he speaks. It doesn't matter ifyou are a believer or an atheist, what political views you hold, what music youlisten to, whether you support football teams or are indifferent to sports, howyou spend your free time, which group of people you belong to according to yourinclinations, interests and sympathies. Every day you think about how you have tofind money for the next mortgage installment. ---- You don't have the money tokeep a roof over your head forever, so you figured it would be better to pay thatmoney back over a multi-year period. And then ... you will become the owner ofthe home. Unless, of course, you have a well-paid job, your income is not eatenup by inflation, and your house and workplace are not destroyed by artillery,missiles or aircraft of any state. After all, all the same, you will pay thismoney to the one who rents you housing. Often - the same payer of a multi-yearmortgage, like yourself, barely making ends meet.But in the entrance of your high-rise building, a list of people appeared who didnot pay the rent for the apartment, utility "services" on time. It does notmatter if these payments eat up almost the entire beggarly pension and the personbarely has enough for food. Now these people are debtors, dishonest payers. Themoney will be collected from them in court.This is how most people live in today's world. Not housing, but a car, a countrywooden house, furniture or some other things needed in the household. All of themare not available to you with your salary, because they are sold at greatlyinflated prices. After all, the owners of a construction company or an enterprisethat produces things you need should make a profit. And now you are no longeryour own. Debt becomes the force that guides your life. Paying off a loan is thepurpose of life. And for her sake, people are ready to work 15 hours a day, sevendays a week, without a break for lunch. Deny yourself proper food and rest. Weare ready to accept the most difficult work with violations of labor protectionstandards, a high risk of injury and an immediate threat to life. To endurehumiliation, physical and psychological abuse.Some sell their bodies, engaging in prostitution, to pay off a loan for atwo-room apartment for themselves and their families. Others, for the samereason, conclude an agreement and go to war for a large sum. "I can be killed,maimed, but my family will receive a lot of money, pay off loans and livenormally. Anyway, I won't earn that much anywhere, "they say. Alreadypoliticians, these best specialists in advertising state "goods", are making astatement about the introduction of credit deferrals for those who are mobilizedinto the army.The credit system turns a person into a creature loyal to the established orderof things, no matter how unfair it may be. Someone becomes loyal to the boss andis no longer ready to support his workmates in a labor conflict. After all, ifyou lose your job, you can no longer pay off your loans. And it is absolutelydifficult in this situation to resist the state, even if it grossly tramples onyour rights and freedoms, which are spelled out in the laws. After all, largefines for participation in "unauthorized actions", arrests, dismissal from workfor "extremism" can greatly undermine your creditworthiness.Is it really worth it after that to talk about some kind of "freedom", about"democracy", which allegedly provides "free choice" for people enslaved by debts?It would have been just as "reasonable" to speak in the 18th century of freevoting for serfs in Russia and African slaves in the United States. As theanarchist theorist Pyotr Kropotkin wrote more than a hundred years ago, theworker "gets into debt and becomes a slave, a banker's slave, just as he hadpreviously been a seigneur's slave."Cancellation of the working people's debt obligations to the capitalists and thestate! The transfer to debtor workers of housing and other property taken on amortgage, not luxury items. This is what the oppressed working people shouldstrive for in our time. Those who are exploited for the sake of theirsuperprofits by the capitalists and bureaucrats. This requirement is importantfor anyone who is ready to defend the interests of workers. Who knows our dailylife and has not lost a sense of reality.Of course, this does not apply to a variety of politicians, whether "left" or"right", "communist" or "liberal", "patriotic" or looking for a "European way".These people are not interested in the material interests of the working people.They only need a struggle for "democracy", that is, guaranteed elections ofthemselves for deputies, mayors, governors and presidents. For what theircompetitors, the "Putinists", already have - for power over us - working people.Power that guarantees big money. Therefore, they will never put forward theslogan of the abolition of mortgage debts - which is relevant in our time for theworking people of all countries and peoples.But one has only to turn to the history of social movements to see examples ofhow people were inspired by the struggle for freedom from debt. Back in theMiddle Ages, the rebellious peasants, having seized the estates of the feudallords, first of all destroyed debt securities. The insurgent workers and peasantsdid the same in other times. The Paris Commune, proclaimed in 1871, returned tothe poor things pawned in pawnshops for debts. We anarchists remember that ourpredecessors fought for the abolition of the workers' debt obligations to thecapitalists during the revolutions of the first half of the 20th century inSpain, Latin America and Russia.The same was said by the founders of revolutionary anarchism. "They have nodesire to pay mortgage debts, taxes. Let them not pay them more. Let those ofthem who do not want to pay their personal debts should no longer be forced topay them," Mikhail Bakunin wrote about the actions of the rebellious Frenchworkers and peasants in 1870.The same slogan was proclaimed by one of the creators of the theory of anarchistcommunism, Pyotr Alekseevich Kropotkin: "The pledge of real estate is a clearinjustice. No one has the right to appropriate your land for lending you money,because the land acquired its value thanks to the labor of your fathers, whocultivated it, built villages, built roads, drained swamps; now it produces onlybecause of your labor. The International will consider it its duty to burn allmortgage papers and put an end to this shameful institution.Of course, under the conditions of the state and capitalism, it is impossible toabolish debt dependence. This is not good for those in power. We, revolutionaryanarchists, believe that this goal can be achieved only by replacing capitalismand the state with an anarcho-communist society in which production and allsocial wealth are in the hands of self-governing labor collectives andterritorial communities - communes, in which every worker has the right to lifeand providing for his needs in food, housing, leisure - everything that he hasalready "earned" by participating in socially useful work. A society where therewill be neither debtors nor creditors.Nikolai Svobodinhttps://aitrus.info/node/6072_________________________________________A - I N F O S N E W S S E R V I C EBy, For, and About AnarchistsSend news reports to A-infos-en mailing listA-infos-en@ainfos.ca
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