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The project at one of the city’s busiest transit hubs includes new elevators and escalators and a new street-level pedestrian bridge. The work is due for completion by the end of next year.
Some elected officials and community leaders argue the MTA is falling short of its stated goal to hire at least 20% of the project’s workforce from surrounding neighborhoods as part of a local hiring pilot program. Those neighborhoods include East New York, Brownsville and Bushwick.
“We are not seeing those dollars hit the ground, we are not seeing it go into the pockets of our local workforce, we are not seeing it go into our local economy. And that’s a shame,” said City Councilmember Sandy Nurse (D-Brooklyn) who represents the area. Less than 8% of the project’s 170 workers live in the eight ZIP codes closest to Broadway Junction, according to Nurse.
But the MTA says it’s meeting its jobs commitment, even as community leaders allege the transit agency is using a broader definition of local hiring in its calculations.
A high around 84 and sunny during the day. A low near 65 and mostly clear at night.
MTA 🚇
Midday in the Bronx, Woodlawn-bound 4 trains skip Bedford Park Boulevard–Lehman College and Mosholu Parkway. Find all the MTA’s planned changes and the latest delays here.
Mayor Zohran Mamdani’s government efficiency panel approved five questions for voters’ ballots in the November election. Here’s what the proposals entail.
One way to avoid cyclospora-induced diarrhea this summer? Take advantage of the city’s urban farms, which distribute tens of thousands of pounds of fresh produce annually.
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Refinancing readiness and navigating the process in today’s market
Depending on where you are in your homeownership journey, refinancing your mortgage can be an effective strategy to help you meet your financial goals. Refinancing may help you save money over time or add money back to your monthly budget if you score a lower interest rate. And depending on the type of refinance you choose, you could also borrow against your home’s equity to pay down debt or make a major purchase. Understanding when and why a refinance might make sense is the first step toward getting the most from this financial tool.
What is refinancing? Refinancing replaces your current mortgage with a new one—usually with a new rate and/or terms. It can often also come with a new set of closing costs. It may also come with a new lender.
How does refinancing work? Much like your original mortgage, the refinancing process involves a thorough review of your current financial status to determine if you qualify. Here’s an example of what a lender may review: Credit score and history; debt-to-income (DTI) ratio, which shows how much debt you have in relation to your income; and property value and equity.
What are my refinancing options and how do I choose the right one? Let’s break down a few commonly offered types of refinancing:
Rate-and-term refinance: This option allows you to replace your current loan with a new one with a different interest rate, different term or both. The primary aim is to secure terms that better suit your current financial situation, while the principal balance remains the same.
Cash-out refinance: This allows you to replace your existing mortgage with a new loan for more than you currently owe, leveraging equity you’ve built up in your home. This type of mortgage refinance might be more suited for those who need funds for significant expenses, such as home renovations or debt consolidation.
No closing cost refinance: This allows borrowers to refinance without paying the upfront fees usually required. The lender may charge a slightly higher interest rate or fold the closing costs into the total loan amount.
Refinancing can be a smart financial move for many people. A qualified mortgage professional or home lending advisor can help clarify whether a mortgage refinance makes sense for you and ensure you’re on the right path to achieving your financial goals.
Saturday, July 25: The city’s Summer Streets return with car-free events in Queens and Staten Island. Free, Vernon Boulevard between 44th Drive and 30th Road for Queens, Broadway between Harvest Avenue and Richmond Terrace for Staten Island, 9 a.m.-5 p.m.
Saturday, July 25: Battery Dance hosts an outdoor performance commemorating the U.S. semiquincentennial and highlighting a variety of cultures and styles. Free, Robert F. Wagner Jr. Park, 7 p.m.
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